Internet Shopping Safety Tips
Hundreds of thousands of people in the UK utilise online shopping, and it’s easy to see why when there’s anything imagineable available to buy online. With a myriad of different sites availables (from Sainbury’s Online to eBay), you can pretty much guarantee you’ll be able to find whatever you’re after.
But with such a high volume of people using the internet to shop, the potential of fraud is worryingly high. A lot of people are still a little nervous about inputting their card details online and it’s easy to see why. Someone committing fraud using your card can have a massive impact on your future finances, as it can result in you having a bad credit score. So how we can make sure we’re safe when shopping on the internet?
There are several steps you can take to help improve your security, so let’s have a look at them here. First off, you should make sure that you only shop using secure websites there are a couple of ways (on the whole) you can tell if the site you’re shopping on is secure; look for a padlock symbol in the bottom corner or the website, or an unbroken key symbol. Another sign you can look out for is whether or not the URL prefix changes once you go on to the page where you make payment; secure websites will have a https prefix in place of the usual http. If you see the https prefix, then you know the site you’re shopping with is secure to accept online payments.
You should also try and make sure that all your computer software is up to date and that you install any updates sent to you by your OS provider. You should also install the latest antivirus and antispyware software to make sure you’re fully protected.
The last one should be obvious, but you’d be surprised how many people still fall prey to this kind of fraud. Don’t ever reply to emails that request your bank details, personal information or security information. Even if the email appears to be legitimate and from a source you trust, they can often be faked and you should never give out account info to anyone via email, even your bank (who if you think about it should have that information already). If you do receive emails like this, go to your banks website and use the contact information to get in touch with them on the phone. Don’t ever use contact information that is in the email, go to your banks’ website and get it from there. Another common type of email are those offering to repair credit or offering you adverse credit cards. Whilst there are some reputable companies offering this sort of service, you’re far better off seeking them out than going through email correspondence.
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